Which one should you choose.
Venture or sapphire preferred.
The way you earn and redeem rewards with each card is.
Most importantly the sapphire preferred offers primary rental coverage while the venture card s benefit is secondary.
The venture card offers up to 1 5x airline miles per dollar spent while the sapphire preferred offers 2x airline miles on dining and travel and 1x airline miles on other purchases.
While sapphire preferred and venture have a slight overlap in rewards they provide different reward rates on other purchases.
The sapphire preferred card gives more choices in how you use your points.
They do not provide the extensive travel benefits of the higher priced cards such as the chase sapphire reserve card but do offer a solid range of rewards and benefits at a lower price.
The venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back.
It makes sense to start with credit cards that have reasonable annual fees.
Read capital one venture review capital one venture rewards credit card chase sapphire preferred card credit card interest rates fees purchase apr 17 24 to 24 49 variable based on your creditworthiness and other factors.
For the average person the rewards earned are valuable enough to offset an annual fee of 95.
Earn 2x points on.
We consider the chase sapphire preferred card and capital one venture rewards credit card as mid range loyalty cards.
The chase sapphire preferred and capital one venture rewards credit card are both travel rewards credit cards with annual fees of 95.
Here s the break down.
Unlike the venture card the sapphire card lets you redeem points for cash back and merchandise as well as travel.
If you re ever involved in a fender bender while in a rental car the protection offered by the sapphire preferred can save you a lot of hassle and money.
Both the chase sapphire preferred and the capital one venture have reasonable annual fees.