Water Backup Sump Pump Coverage

How much does water backup coverage cost.

Water backup sump pump coverage.

Water damage due to sump pump failure can be costly. This coverage may help pay for water damage resulting from a backed up drain or sump pump. Water backup and sump pump overflow coverage is an optional coverage that must be added on to a homeowners policy. Water backup and sump pump failure coverage is an optional add on that can put your mind at ease.

The water backup and sump overflow endorsement is an add on to your homeowners insurance because usually this type of coverage is excluded without this add on. What is water backup coverage. What is water backup coverage. Talk to your independent agent to learn more about water backup coverage.

Since water backups are such a common and pesky problem just about every company offers this coverage enhancement and it s a fairly high value add on costing as little. Water backup coverage is an optional add on to your homeowner s insurance policy. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. Does home insurance cover water damage.

The average cost of water backup and sewer coverage may range from 50 to 250 per year with limits of coverage from 5 000 to the full replacement cost of your home. This endorsement provides coverage for damage resulting from water which backs up through sewers or drains or which overflows from a sump french drain or sump pump even if the sump pump fails. Water backup and sump pump discharge or overflow. Our water damage and sump pump failure coverage is designed to mitigate the cost of repairs caused by water leaking into a home due to a backed up drain or an.

This coverage may help pay for water damage resulting from a backed up drain or sump. Grange insurance offers an endorsement called backup of sewer and drains that you can add to your homeowners insurance policy. That s why many insurers including asi one of the insurers in progressive s network and part of our family of companies offer an optional coverage called water back up and sump overflow which protects you against a sump pump failure or a clogged sewer. This coverage may help pay for water damage resulting from a backed up drain or sump pump.

This does not include coverage for flood or surface water backup. Buy a battery backup to keep your sump pump running when the power goes out or buy a water powered backup sump pump. What is water backup and sump pump overflow coverage. Water backup coverage is an optional endorsement that you can add to your homeowner s insurance policy.

If water backs up from a sewer or drain within your home or if water discharges or overflows from your sump pump this coverage can help cover the loss up to a specified dollar amount. If your pump breaks down water could flood your basement.